A quick note to spammers. You're sending a message to one person, who is smart enough to know you're not ebay, doesn't care about mortgage rates, and honestly is quite happy about his manhood. He will not give you money, access to his bank account, or do anything other than laugh at you. You're not clever, you're easily traceable (I record IPs, MAC addresses and timestamps) and otherwise pretty gosh darn pathetic to waste your time here. Please, prove to me you're not as patently stupid as I think you are.